Business Resource for COVID-19

Thank you for your continued cooperation and support as we work to keep local business owners and community members informed on the ever-changing COVID-19 pandemic. Please read the new information and resources outlined below. If you have any questions, concerns, or ideas, please email

Ogden City C.A.R.E.S. Act Funding

Ogden City is pleased to launch the Ogden CARES Business Grant Program. This new program will provide grants to support businesses impacted by COVID-19 (coronavirus). The program is funded by the federal coronavirus relief fund, which was established by the CARES Act.

Businesses located in Ogden City should apply for the Ogden CARES Business Grant Program. Businesses located within Weber County, but outside Ogden City, should apply for the county’s grant program, Weber CARES.

Ogden CARES grants can be used for two purposes:

  1. To help businesses located in Ogden City that have unmet financial needs due to the impacts of COVID-19. Grant funds will help to cover the shortfall between necessary business expenses and existing funding sources (e.g., business revenue, federal or state assistance).
  2. To help retail and food service businesses located in Ogden’s Central Business District make physical modifications to accommodate physical distancing requirements at their place of business.

Additional information about the Ogden CARES program and requirements is available at Questions about the program should be directed to

Paycheck Protection Program

Congress recently passed a bill that gives more time and flexibility for businesses to spend their PPP funds and still be eligible for loan forgiveness.

  • Businesses now have up to 24 weeks when they received funding to use the loan. (Up from 8 weeks)
  • Businesses now until December 31, 2020 to rehire employees or bring wages back up to 75% of pre-COVID levels.
  • Now up to 40% of your loan can be spent on rent, utilities and mortgage interest and still be eligible for loan forgiveness.
  • Repayment terms have been extended to five years from two.
  • Loan rates are still at 1% fixed annual interest rate.

For more information on the Paycheck Protection Program please visit the SBA website. If you did not receive funding from the PPP, reach out to your current lenders and ask to apply for funding.

COVID-19 Commercial Rental Assistance Program

The COVID-19 Commercial Rental Assistance Program was created on April 30, 2020, when Gov. Herbert signed S.B. 3006. The program grants $40 million in rental relief to Utah small businesses that have lost revenue as a result of measures taken during the pandemic to minimize the public’s exposure to COVID-19.

For more information about the Commercial Rental Assistance Program and to apply visit the link below.

Please take the Business Impact Survey

It is important that Ogden City is able to see exactly how your business is being impacted by the affect of COVID-19. Your responses help to determine the most important ways to respond directly to local business community’s needs. Take the business impact survey. Note: survey questions were developed by Salt Lake City Economic Development and were adapted for use in Ogden.

Emergency Loan Funds

Ogden City Emergency Loan funds

Ogden City has funds immediately available to help companies affected by COVID-19. Emergency Loan Funds are loans intended to help support companies during a short term of economic hardship.

  • 0% interest rate
  • Loan amounts up to $10,000
  • 10 year term
  • Deferred payment for up to 12 months

At present, there is limited funding available for loans and a high volume of applications is anticipated. Businesses are encouraged to apply as soon as possible. Loan funding will be prioritized based on urgency of need. Ogden City is pursuing additional funding to support this loan program.

Businesses are encouraged to confirm eligibility prior to applying by contacting the Business Information Center by phone at (801) 629-8613 or email at Applications should also be submitted by email to

Small Business Administration Loans

The Governor’s Office of Economic Development has been working closely with the Small Business Administration (SBA) to secure low-interest loans for small businesses that have been affected by COVID-19. All 29 Utah counties are now eligible to apply for low-interest loans through the SBA.

The terms of the SBA loans are as follows:

  • 3.75% interest rate for small businesses
  • 2.75% interest rate for non-profits
  • Repayment terms of up to 30 years

While this loan program does not solve all of the economic challenges many of us are facing, it will serve as an effective tool for businesses affected by COVID-19. Governor Herbert also has convened an economic council to discuss additional strategies to support local businesses – we will continue to update the downtown on that information as we receive it.

Utah Governor’s Office of Economic Development has announced the “Utah Leads Together Small Business Bridge Loan” program. Loan amounts range from $5,000 to $20,000 with 0% interest rates for a 60 month term. More information on the bridge loan program can be found at the Utah Leads Together site.

Facebook is offering business grants and ad credits to help small businesses across the nation. Visit here for more information on availability.

Ogden continues to be a proud and innovative business community.

Five Wives vodka has temporarily shifted focus to make hand sanitizer available to for the community. They are working with Ogden locals, Hippie Skin and Grounds For Coffee, to sell the sanitizer at as close to cost as possible. They are also getting national recognition for their work.
You can learn more information on Five Wives’ FAQ.

Coleman Knitting Mills is also temporarily shifting business from making sportswear to making washable surgical masks and gowns. They are shipping nationwide to medical practitioners and first responders. If you know any local medical practitioners or first responders in need, please have them contact Coleman Knitting Mills ASAP.

Downtown Businesses

We have been working closely with our partners throughout the area to, in as many ways possible, to mitigate the impacts of COVID-19 on local and independent businesses. Please do not hesitate to reach out to us with any questions, concerns, ideas, or requests. 

If you have altered any of your business’ standard practices, including hours of operation, please let us know by emailing so we can help get the word out about these changes. Additionally, we have updated our Social Media Scheduler with an area for business owners to identify how we can support them and the information they would like shared.

If your business is actively working to fight the spread or you know of any that are, let us know. We would love to share the story how the Ogden community is proudly working together and still moving forward. Send information to

FREE “Pick-up and Go” Signs

Ogden City has created pick-up and go zones in front of downtown eateries. This is in an effort to help support the take-out and curbside delivery services offered. Ogden City has made this signage available at The Corner (kiosk at 25th and Washington) for those businesses offering curbside delivery/take-out. How this works: Stop by The Corner between 10 a.m. and 7 p.m., Monday – Saturday pick up your barricade and orange sign. Sign the log-out sheet, so Ogden City can keep track of where these signs are being placed. Place the sign in one parking stall outside of your business. For more information on supporting Ogden dining, click here.

General Recommendations for Businesses

Businesses can help slow the spread of COVID-19 and protect the health of their employees and community by following federal and state guidelines. Below are key recommendations for businesses from Utah’s Coronavirus Employer Information Session (recorded on March 10, 2020), along with with recent updates from the Centers for Disease Control and Prevention (CDC). Conduct frequent cleaning of work sites, require good hygiene practices, in particular, frequent hand washing or hand sanitization. Require that sick employees or those with any potential exposure to COVID-19 stay home. Implement flexible work and leave policies. Promote social distancing and use strategies such as teleworking, staggering shifts, and using technology to hold meetings remotely. Cancel work-related travel to impacted areas, per latest CDC guidance. Follow latest CDC guidance on meeting and gathering size. Plan for event and travel cancellations, high rates of absenteeism, supply chain interruptions, and revenue impacts. For more information on business resources for COVID-19, click here.

Additional Resources & Links

We know that you are doing everything possible for the well-being of your employees and your business. If you do have to lay off some of you workforce please visit our Resources for Laid Off Employees Guide. There are some suggestions on how your employees that have been laid off can maintain health coverage.

Centers for Disease Control and Prevention. COVID-19 website Interim Guidance for Businesses and Employers, Visit Ogden, Support Ogden Dining COVID-19 Information. Impacted Workers, workers negatively impacted by COVID-19 are encouraged to apply for unemployment insurance here. Additional state resources for impacted workers, including information on SNAP/food stamps, will be published here.  Other health and human services resources are available through United Way’s 211 program.

U.S. Travel is advancing a package of industry initiatives through Congress. Local business owners are being asked and encouraged to share their story regarding the impacts of COVID-19 on their businesses via a social media post and/or a feature in a local newspaper. These submissions don’t have to be poetic or comprehensive – U.S. Travel is hoping to get a snapshot of local business’ observations and experiences. This will help make the case for a range of congressional interventions to assist our industry. Once you have made a social media post, or placed something in a local newspaper, please submit that to Anna at by Friday

Michael Finery, Utah SBDC State Director, suggests some business survival tips to weather the COVID-19 storm.

  1. Reduce your burn rate. Some tips to immediately lower your business’s expenses include renegotiating your rent payments, talk with your lender about debt repayment, discuss terms with suppliers, reduce working hours and cut unnecessary costs.
  2. Innovate and seek new ways to Make Money. Create a new product. Work on that project that you’ve putting off. Use video and teleconferencing technology. Use what you have in a different way. Most importantly, communicate with your customers. Let them know your plans and how they can support you in this time.
  3. Secure financing. We’ve already laid out some different resources available to you from the SBA, Ogden City Business Development. Some other options may include your local bank or credit union, a private loan or even taking on an equity investor.

This situation is intimidating, but there are resources available to you. Ogden Downtown Alliance is committed to helping your business be successful. Information is changing rapidly and we will continue to bring you updates as we are able.